Business Continuation
A flexible form of permanent life insurance, Universal Life (UL) offers attractively-priced protection, as well as the potential for tax-deferred cash value accumulation.

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Buy-Sell Agreements
Offering simplicity and economical protection, Term Life insures you an initial level period or span of years at a scheduled premium and helps to provide peace of mind for you and your family by protecting the assets you’ve worked so hard to attain.

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Key Employee Insurance
The untimely death of a key employee—or business owner who is also a key employee—can have a disastrous effect on a business. Learn more about valuing a key employee and financing his or her replacement.

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Life Products for Employees
With Whole Life you are insured for your entire lifespan. Providing that the premiums are paid as specified, this policy will never expire. Upon death an insurance payout is made to your beneficiaries.

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Health Products for Employees
Our portfolio of supplemental health insurance products includes hospital indemnity, critical illness, accident, out-of-pocket medical expense, specific and aggregate stop loss, cancer, dental and vision insurance. Each is available as an employer-paid benefit, as employee-paid or both. Employers can offer employees the protection they want at cost-effective group rates, paid conveniently through payroll deduction.

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Affinity Markets
Obtain peace of mind and provide for loved ones through life insurance. Our portfolio includes Term, Whole Life and Universal Life (UL) insurance products, each of which is designed to help employees protect their families. Our Term products can be employer- or employee-paid, or both. Our competitively-priced Whole Life and Universal Life products combine life insurance protection with the potential to accumulate cash value.

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